Commercial Spend Platform

LetzPool: Collective Spend for Pooled Entities

Constitute a pooled entity, contribute shared capital, and authorise collective spend via Stripe Issuing virtual cards—governed by the Equal Ownership Fairness invariant.

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COMMERCIAL

Architectural Integrity

Equal Ownership Fairness

Every member holds an exactly equal, indivisible share of the pool balance at all times. This is a mathematical invariant enforced by our system architecture:

equity_per_member = pool_balance / active_member_count

Mandatory Verification

Admission is gated by Stripe Identity. No participant can join, contribute, or spend until they pass a comprehensive document and liveness check.

Refund-to-Source

Funds never exit to personal bank accounts. Upon dissolution, the entire balance is returned via equal Stripe refunds to the members' originating payment instruments.

Commercial Target Use Cases

Shared Household Operations

Manage a pooled entity for collective procurement (utilities, shared maintenance, and logistics) with per-card spending limits and MCC-level category blocks.

Activity Groups & SPEs

For clubs or hobbyist groups constituting a pool for shared equipment. Mandatory equal buy-ins ensure no member carries disproportionate financial exposure.

Group Travel & Logistics

Cooperative expenditure for group itineraries. All logistics are paid via pooled virtual cards, with automated refund-to-source protection in case of cancellation.

Ready to Constitute Your Pool?

Register to join our controlled commercial pilot phase.